My apologies for what will be a very cynical post.  Every day I deal with couples who treat each other with dignity and respect but have determined that they no longer wish to be married to each other.  Every day I also deal with couples who wish they could treat each other with dignity and respect, but it's just not in the cards for them.  
    That being said, a few precautions before you have the divorce talk will make the process easier and help keep costs down.
    1.        Photograph and inventory the household furnishings.  Much as you would prepare an inventory for an insurance adjuster you should do so in the even of a divorce.  You should photograph the furniture, the jewelry, contents of the safe and other valuables that will be difficult to replace.
    2.        Photocopy birth certificates, tax returns, pay stubs and other non-replaceable financial information and stash it away for safe keeping.  Your attorney may need the financial information.
    3.         Make a list of your bank accounts, insurance policies, retirement accounts along with their account numbers and current balances. 

    By exercising an ounce of prevention earlier on you can make the process much smoother.

 

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